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Legislative Round-Up: Omnibus Housing Bill Regains Momentum; Crypto ‘Tokenization; Clears Senate Committee
Editor’s Note: The RISMedia series Legislative Round-Up looks at pending and passed federal and state-level legislation that impacts real estate professionals. ROAD to Housing Act back on the table An amended version of the housing omnibus bill currently known as the 21st Century ROAD to Housing Act has once more passed the House of Representatives.…
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Report: Homeownership Costs Top 100% of Renter Income in 7 U.S. Metros
A new housing affordability index from the University of San Diego reveals that the total cost of homeownership surpassed renters’ income in some of the nation’s largest metros at the end of 2025. As the data shows, there’s a lot more that goes into the housing affordability equation that can make—or break—homebuyers’ ability to purchase…
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NAR is presiding over a real estate free-for-all where there are no rules
The performance of the National Association of Realtors in past decades is what stewardship failure looks like at industry scale, Amit Kulkarni writes.
Inflation, High Treasury Yields Force Mortgage Rates Upward
Mortgage rates have fluctuated again this week, seeing an increase as inflation rose due to elevated oil, gas and energy prices due to continued geopolitical tensions, according to the latest data from Freddie Mac. Freddie Mac’s Primary Mortgage Market Survey® found that the 30-year fixed-rate mortgage (FRM) had increased from 6.36% last week to 6.51%…
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HUD targets construction costs as inventory gap persists
HUD has published recommendations urging state and local governments to reduce regulatory barriers to housing construction. But independent analyses from Zillow and Realtor.com identify mortgage rate lock-in, stretched consumer budgets and tariff-driven volatility as supply constraints that the report does not address.
Housing Starts Slip in April; Still Outpacing 2025
Housing starts softened in April after March’s sharp increase, though year-over-year comparisons remain slightly positive as the housing market navigates shifting seasonal patterns. In the New Residential Construction report from the U.S. Department of Housing and Urban Development and the U.S. Census Bureau, new housing starts were down 2.8% from March to a seasonally adjusted…
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Newrez to borrowers: Let ChatGPT answer your mortgage questions
Newrez launches Rezi Mortgage Assistant, a custom ChatGPT tool trained on its own underwriting guidelines, letting borrowers research mortgage options without forms, phone calls or sales pressure.
